Oversea-Chinese language Banking Company (OCBC) is the second-largest monetary establishment in Southeast Asia, with a market capitalisation of over S$72.8 billion as of 15 Could 2025. Over time, OCBC has expanded its worldwide presence and now operates greater than 470 branches and consultant places of work throughout 19 nations and areas. Amid ongoing tariff tensions and the potential for rate of interest cuts in 2025, financial institution shares have felt the affect. This yr, I’ve determined to reach early at 1:00 p.m. to attend the administration presentation earlier than the annual basic assembly at 2:00 p.m. Listed below are 5 issues I realized from the 2025 OCBC AGM. 1. In the course of the administration presentation, OCBC’s management highlighted that the financial institution outperformed its Singaporean friends throughout three key metrics. First, its internet curiosity margin (NIM) peaked in 2023 earlier than declining to 2.20% in 2024. Whereas this decline was industry-wide, OCBC’s NIM remained above that of its friends. Second,…
